SmartVestor

We believe that every family deserves competent financial advice. Together, we tailor a plan that helps you accomplish what's most important to you. 

Walking with you through the 7 Baby Steps

1. $1,000 Emergency Fund

Building up your savings to $1,000 is the critical starting point. It often feels like things go wrong just as you're getting started.This is is your insurance against "Murphy's Law." 

4. Save for Retirement

Start saving 15% for retirement. We will educate you on investing wisely and understanding  your options.

Feeling behind? We can complete at retirement projection to get you back on track.

7. Build Wealth & Give

You've lived like no one else so now you can live like no one else! Now we want to use our financial tools to make a difference for you, your family, and the world around you.

2. Debt Snowball

In order to get your money working for you, it needs to stop working against you. Clearing out your current consumer debt frees up cash flow and creates peace of mind.

5. Create College Fund

With your consumer debt cleared and retirement well in hand, invest in the future of your family by saving for college expenses. 

 

What comes next?

Now that you've established your financial foundation, explore our process to promote your family's:

Freedom, Purpose, & Legacy

3. Finish Emergency Fund

Your long-term emergency fund is 3- to 6- months worth of expenses and protects you from large unseen expenses. This is not a growth account, but instead represents "sleep-well-at-night" money.

6. Pay Off Home Early

Very few milestones provide as much psychological security as a fully paid-for home. By clearing off your mortgage you can discover the peace of mind that comes with being completely debt free!

The SmartVestor program is a directory of investment professionals. Neither Dave Ramsey nor SmartVestor are affiliates of Academy Wealth Management or LPL Financial.

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Phone: 616.404.4142

Fax: 616.469.1240

Email: info@academywm.com

3280 Beltline Ct. NE, Grand Rapids, MI 49525